Insights & Perspectives

Considered writing on the financial questions that matter.

Short essays on stewardship, governance, and the strategic finance decisions facing clubs, hospitality-focused businesses, and the growing businesses that lead their sectors.

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Personal Guarantee Creep: The Exposure Restaurant and Hospitality Operators Never Total Up

Every guarantee you signed was reasonable on its own. Added together, many operators have personally guaranteed several times their net worth — and nobody is tracking it. Here's how to inventory the exposure and negotiate it down.

September 20266 min read

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