Insights & Perspectives

Considered writing on the financial questions that matter.

Short essays on stewardship, governance, and the strategic finance decisions facing clubs, hospitality businesses, and growing companies.

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Why Clubs With a Capital Reserve Study Still End Up With a Special Assessment

Commissioning a reserve study feels like capital planning, but the study is an inventory of needs — not a plan for paying for them. Three numbers tell a club treasurer whether the club is actually funding its future or quietly drifting toward an assessment.

August 20266 min read

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$The Dues Increase Your Board Keeps Deferring Costs More Than the One It Fears$

The Dues Increase Your Board Keeps Deferring Costs More Than the One It Fears

Holding dues flat doesn't avoid the cost of running your club — it converts five years of small, forgettable increases into one assessment members will never forget. We walk through the actual math, member by member.

July 20268 min read

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